GLOSSARY

What is the MATCH list?

The MATCH list (Member Alert to Control High-risk Merchants) is a Mastercard database where acquirers record merchants whose accounts they terminated for reasons such as excessive chargebacks, fraud or rule violations. A listing usually stays for five years and makes opening a new merchant account very difficult.

How it works

Acquirers check MATCH before approving a merchant. Each entry carries a reason code explaining why the account was closed.

Why it matters for high-risk brands

Keeping the chargeback ratio low, answering reviews quickly and closing accounts properly are the best ways to stay off the list.

FAQ

MATCH list: questions

How long does a business stay on the MATCH list?

Usually five years, unless the acquirer that listed it removes the entry.

Can I get removed from the MATCH list?

Only the acquirer that added you can remove the entry, generally when it was made in error.

Book a call